How To Invest
Choosing where to invest your money can be a difficult decision and will depend on many factors including your overall investment objectives, risk profile and the amount of time you have to invest.
Seek professional advice
Australia's financial landscape is constantly changing. Superannuation, taxation and investment are just some of the areas where legislative changes are making it increasingly difficult to make the right financial choices without professional advice.
That's why we recommend that before you make an investment decision you seek the advice of a qualified financial adviser. He or she can help you to identify and understand your personal goals and financial needs, and will suggest suitable investment options to help you achieve those goals. How to Choose a Financial Adviser
Educate yourself
If you choose not to obtain professional advice, we suggest that your next best option before you invest is to improve your general wealth management knowledge by thoroughly researching our products, key financial concepts, and your investment choices. Our Investor Education pages include plenty of information to help you.
Download and read the Product Disclosure Statement
If you've read and understood the information about our products on our product pages, obtained advice from a qualified financial adviser, and you think you know which product best suits your needs, you should download and read the appropriate Product Disclosure Statement (PDS).
Each product's PDS includes an application form and clear instructions for completing it. To apply, complete all required forms and mail them to the IOOF address shown within the document.
Help
Our Investor Services Team can answer any product or PDS enquiries that you may have, but note that they cannot give you financial advice. Contact them on 1800 002 217 during business hours (Mon-Fri, 8am-6pm AEST).
You can also e-mail us your query using the online feedback form.